{"id":2838,"date":"2024-06-12T17:17:30","date_gmt":"2024-06-12T17:17:30","guid":{"rendered":"https:\/\/cedardesigns.com\/us-en\/?p=2838"},"modified":"2025-10-30T18:31:05","modified_gmt":"2025-10-30T18:31:05","slug":"government-assistance-programs-for-home-buying","status":"publish","type":"post","link":"https:\/\/cedardesigns.com\/us-en\/government-assistance-programs-for-home-buying\/","title":{"rendered":"Government Assistance Programs for Home Buying"},"content":{"rendered":"<style>.kb-row-layout-id2838_aa47fe-65 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2838_aa47fe-65 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2838_aa47fe-65 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:25px;padding-right:30px;padding-bottom:25px;padding-left:30px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2838_aa47fe-65 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2838_aa47fe-65 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2838_aa47fe-65 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2838_aa47fe-65 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2838_563141-f0 > .kt-inside-inner-col,.kadence-column2838_563141-f0 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2838_563141-f0 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2838_563141-f0 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2838_563141-f0 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2838_563141-f0 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2838_563141-f0{position:relative;}@media all and (max-width: 1024px){.kadence-column2838_563141-f0 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2838_563141-f0 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2838_563141-f0\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2838_6d7363-85, .wp-block-kadence-advancedheading.kt-adv-heading2838_6d7363-85[data-kb-block=\"kb-adv-heading2838_6d7363-85\"]{text-align:center;font-style:normal;text-transform:uppercase;}.wp-block-kadence-advancedheading.kt-adv-heading2838_6d7363-85 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2838_6d7363-85[data-kb-block=\"kb-adv-heading2838_6d7363-85\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2838_6d7363-85 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2838_6d7363-85[data-kb-block=\"kb-adv-heading2838_6d7363-85\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading2838_6d7363-85 wp-block-kadence-advancedheading has-theme-palette-2-color has-text-color\" data-kb-block=\"kb-adv-heading2838_6d7363-85\"><strong>Government Assistance Programs For Home Buying<\/strong><\/h2>\n\n\n\n<p class=\"has-text-align-center\" style=\"padding-top:26px;padding-bottom:26px;font-size:18px\"><em>&#8220;Discover how government programs can make owning a cedar home a reality.<br>Explore  grants, loans, and special financing options for <br>first-time buyers, rural residents, and military personnel. <br>No down payment required!\u201d<\/em><\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-image2838_d6aae3-0d.kb-image-is-ratio-size, .kb-image2838_d6aae3-0d .kb-image-is-ratio-size{max-width:730px;width:100%;}.wp-block-kadence-column > .kt-inside-inner-col > .kb-image2838_d6aae3-0d.kb-image-is-ratio-size, .wp-block-kadence-column > .kt-inside-inner-col > .kb-image2838_d6aae3-0d .kb-image-is-ratio-size{align-self:unset;}.kb-image2838_d6aae3-0d{max-width:730px;}.image-is-svg.kb-image2838_d6aae3-0d{-webkit-flex:0 1 100%;flex:0 1 100%;}.image-is-svg.kb-image2838_d6aae3-0d img{width:100%;}.kb-image2838_d6aae3-0d .kb-image-has-overlay:after{opacity:0.3;}.kb-image2838_d6aae3-0d img.kb-img, .kb-image2838_d6aae3-0d .kb-img img{filter:drop-shadow(3px 3px 14px var(--global-palette4, #2D3748));}<\/style>\n<figure class=\"wp-block-kadence-image kb-image2838_d6aae3-0d size-large\"><a href=\"https:\/\/cedardesigns.com\/us-en\/custom-homes\/post-beam-homes\/bryson-bay-cedar-homes-post-beam-home-design\/\" class=\"kb-advanced-image-link\"><img decoding=\"async\" width=\"1024\" height=\"674\" src=\"https:\/\/cedardesigns.com\/us-en\/wp-content\/uploads\/2021\/06\/brysonbay-post-beam-cedar-homes-dock-1200x960-2-1024x674.jpg\" alt=\"Government assistance programs for home buying\" class=\"kb-img wp-image-772\" srcset=\"https:\/\/cedardesigns.com\/us-en\/wp-content\/uploads\/2021\/06\/brysonbay-post-beam-cedar-homes-dock-1200x960-2-1024x674.jpg 1024w, https:\/\/cedardesigns.com\/us-en\/wp-content\/uploads\/2021\/06\/brysonbay-post-beam-cedar-homes-dock-1200x960-2-300x198.jpg 300w, https:\/\/cedardesigns.com\/us-en\/wp-content\/uploads\/2021\/06\/brysonbay-post-beam-cedar-homes-dock-1200x960-2-768x506.jpg 768w, https:\/\/cedardesigns.com\/us-en\/wp-content\/uploads\/2021\/06\/brysonbay-post-beam-cedar-homes-dock-1200x960-2.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns2838_dc1697-d3{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns2838_dc1697-d3 .kt-button{font-weight:normal;font-style:normal;}.kt-btns2838_dc1697-d3 .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns2838_dc1697-d3 .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns2838_dc1697-d3 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns2838_dc1697-d3 .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns2838_dc1697-d3 .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns2838_dc1697-d3 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns2838_dc1697-d3 .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns2838_dc1697-d3\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn2838_abf6dc-be.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn2838_abf6dc-be.kb-button{color:#edf2f7;background:var(--global-palette2, #2B6CB0);font-size:20px;border-top-left-radius:50px;border-top-right-radius:50px;border-bottom-right-radius:50px;border-bottom-left-radius:50px;border-top:0px solid rgba(85, 85, 85, 0);border-right:0px solid rgba(85, 85, 85, 0);border-bottom:0px solid rgba(85, 85, 85, 0);border-left:0px solid rgba(85, 85, 85, 0);padding-top:12px;padding-right:32px;padding-bottom:12px;padding-left:32px;}.kb-btn2838_abf6dc-be.kb-button .kb-svg-icon-wrap{padding-top:5px;}.wp-block-kadence-advancedbtn .kb-btn2838_abf6dc-be.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn2838_abf6dc-be.kb-button:focus{color:var(--global-palette9, #ffffff);background:#08c034;border-top-color:rgba(68, 68, 68, 0);border-top-style:solid;border-right-color:rgba(68, 68, 68, 0);border-right-style:solid;border-bottom-color:rgba(68, 68, 68, 0);border-bottom-style:solid;border-left-color:rgba(68, 68, 68, 0);border-left-style:solid;}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn2838_abf6dc-be.kb-button{border-top:0px solid rgba(85, 85, 85, 0);border-right:0px solid rgba(85, 85, 85, 0);border-bottom:0px solid rgba(85, 85, 85, 0);border-left:0px solid rgba(85, 85, 85, 0);}}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn2838_abf6dc-be.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn2838_abf6dc-be.kb-button:focus{border-top-color:rgba(68, 68, 68, 0);border-top-style:solid;border-right-color:rgba(68, 68, 68, 0);border-right-style:solid;border-bottom-color:rgba(68, 68, 68, 0);border-bottom-style:solid;border-left-color:rgba(68, 68, 68, 0);border-left-style:solid;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn2838_abf6dc-be.kb-button{border-top:0px solid rgba(85, 85, 85, 0);border-right:0px solid rgba(85, 85, 85, 0);border-bottom:0px solid rgba(85, 85, 85, 0);border-left:0px solid rgba(85, 85, 85, 0);}.wp-block-kadence-advancedbtn .kb-btn2838_abf6dc-be.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn2838_abf6dc-be.kb-button:focus{border-top-color:rgba(68, 68, 68, 0);border-top-style:solid;border-right-color:rgba(68, 68, 68, 0);border-right-style:solid;border-bottom-color:rgba(68, 68, 68, 0);border-bottom-style:solid;border-left-color:rgba(68, 68, 68, 0);border-left-style:solid;}}<\/style><a class=\"kb-button kt-button button kb-btn2838_abf6dc-be kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-fill  kt-btn-has-text-true kt-btn-has-svg-true  ktblocksvideopop wp-block-kadence-singlebtn\" href=\"https:\/\/youtu.be\/42yVUZLDfDY\" target=\"_blank\" rel=\"noopener\"><span class=\"kt-btn-inner-text\">Watch Video Tour<\/span><span class=\"kb-svg-icon-wrap kb-svg-icon-fa_youtube kt-btn-icon-side-right\"><svg viewBox=\"0 0 576 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"\/><\/svg><\/span><\/a><\/div>\n\n\n<style>.kb-row-layout-id2838_628a06-39 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2838_628a06-39 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2838_628a06-39 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:25px;padding-right:30px;padding-bottom:25px;padding-left:30px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2838_628a06-39 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2838_628a06-39 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2838_628a06-39 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2838_628a06-39 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2838_6c2f1e-09 > .kt-inside-inner-col,.kadence-column2838_6c2f1e-09 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2838_6c2f1e-09 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2838_6c2f1e-09 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2838_6c2f1e-09 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2838_6c2f1e-09 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2838_6c2f1e-09{position:relative;}@media all and (max-width: 1024px){.kadence-column2838_6c2f1e-09 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2838_6c2f1e-09 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2838_6c2f1e-09\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2838_3d8483-2f, .wp-block-kadence-advancedheading.kt-adv-heading2838_3d8483-2f[data-kb-block=\"kb-adv-heading2838_3d8483-2f\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2838_3d8483-2f mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2838_3d8483-2f[data-kb-block=\"kb-adv-heading2838_3d8483-2f\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2838_3d8483-2f img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2838_3d8483-2f[data-kb-block=\"kb-adv-heading2838_3d8483-2f\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading2838_3d8483-2f wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2838_3d8483-2f\">Government Assistance Programs for Home Buying<\/h2>\n\n\n\n<p>Government assistance can significantly support your dream of owning a cedar home. Numerous programs aim to make home ownership more accessible, particularly for first-time buyers or those with moderate incomes.<\/p>\n\n\n\n<p>These programs cover upfront costs like down payments and closing fees. Additionally, some offer grants or loans specifically for prefabricated homes.<\/p>\n\n\n\n<p>If you reside in a rural area, special financing programs are available through the USDA, featuring no required down payment and fixed rates.&nbsp;<\/p>\n\n\n\n<p>Military members, veterans, and surviving spouses may also qualify for additional benefits, such as VA loans without down payment requirements.<\/p>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"https:\/\/cedardesigns.com\/us-en\/custom-cedar-homes-financing-2024\/\">Custom Cedar Homes Financing<\/a><\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id2838_66de0f-77{margin-top:var(--global-kb-spacing-sm, 1.5rem);}.kb-row-layout-id2838_66de0f-77 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2838_66de0f-77 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2838_66de0f-77 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:25px;padding-right:30px;padding-bottom:25px;padding-left:30px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2838_66de0f-77 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2838_66de0f-77 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2838_66de0f-77 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2838_66de0f-77 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2838_a37b84-ba > .kt-inside-inner-col,.kadence-column2838_a37b84-ba > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2838_a37b84-ba > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2838_a37b84-ba > .kt-inside-inner-col{flex-direction:column;}.kadence-column2838_a37b84-ba > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2838_a37b84-ba > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2838_a37b84-ba{position:relative;}@media all and (max-width: 1024px){.kadence-column2838_a37b84-ba > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2838_a37b84-ba > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2838_a37b84-ba\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2838_279f60-90, .wp-block-kadence-advancedheading.kt-adv-heading2838_279f60-90[data-kb-block=\"kb-adv-heading2838_279f60-90\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2838_279f60-90 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2838_279f60-90[data-kb-block=\"kb-adv-heading2838_279f60-90\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2838_279f60-90 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2838_279f60-90[data-kb-block=\"kb-adv-heading2838_279f60-90\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading2838_279f60-90 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2838_279f60-90\"><strong>Down Payment Assistance Programs<\/strong><\/h2>\n\n\n\n<p>These programs are all about helping you handle the upfront costs, like the down payment.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li style=\"margin-top:0;margin-right:0;margin-bottom:0;margin-left:0\"><strong>Purpose:<\/strong> To reduce the financial strain of initial home purchase costs.<\/li>\n\n\n\n<li><strong>Eligibility:<\/strong> Often for first-time buyers or those with moderate incomes.<\/li>\n\n\n\n<li><strong>Assistance:<\/strong> Can come as grants, forgivable loans, or deferred payments.<\/li>\n\n\n\n<li><strong>Example:<\/strong> FHA loans in the U.S. provide down payment help for those who qualify.<\/li>\n<\/ul>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id2838_9398d8-8e{margin-top:var(--global-kb-spacing-sm, 1.5rem);}.kb-row-layout-id2838_9398d8-8e > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2838_9398d8-8e > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2838_9398d8-8e > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:25px;padding-right:30px;padding-bottom:25px;padding-left:30px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2838_9398d8-8e > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2838_9398d8-8e > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2838_9398d8-8e > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2838_9398d8-8e alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2838_0e9f29-3a > .kt-inside-inner-col,.kadence-column2838_0e9f29-3a > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2838_0e9f29-3a > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2838_0e9f29-3a > .kt-inside-inner-col{flex-direction:column;}.kadence-column2838_0e9f29-3a > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2838_0e9f29-3a > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2838_0e9f29-3a{position:relative;}@media all and (max-width: 1024px){.kadence-column2838_0e9f29-3a > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2838_0e9f29-3a > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2838_0e9f29-3a\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2838_87f6af-27, .wp-block-kadence-advancedheading.kt-adv-heading2838_87f6af-27[data-kb-block=\"kb-adv-heading2838_87f6af-27\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2838_87f6af-27 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2838_87f6af-27[data-kb-block=\"kb-adv-heading2838_87f6af-27\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2838_87f6af-27 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2838_87f6af-27[data-kb-block=\"kb-adv-heading2838_87f6af-27\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading2838_87f6af-27 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2838_87f6af-27\"><strong>First-Time Home buyer Programs<\/strong><\/h2>\n\n\n\n<p>States and local governments have a variety of programs for first-time homebuyers. These might include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Low-interest fixed-rate mortgages:<\/strong> To make monthly payments more manageable.<\/li>\n\n\n\n<li><strong>Down payment and closing cost assistance:<\/strong> Helps cover the costs you need upfront.<\/li>\n\n\n\n<li><strong>Tax benefits:<\/strong> Like reduced transfer taxes, special income tax deductions, and homestead exemption discounts.<\/li>\n<\/ul>\n\n\n\n<p>To qualify, you and your partner must not have owned a home in the last three years. These programs can give you the extra financial push needed to buy your first home. Don&#8217;t let high interest rates or inflation scare you away. Check out these government-backed programs and use the resources available to you.<\/p>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"https:\/\/www.businessinsider.com\/personal-finance\/first-time-homebuyer-programs-by-state\" target=\"_blank\" rel=\"noopener\">State-by-State Guide to First-Time Homebuyer Programs<\/a><\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id2838_d33502-66{margin-top:var(--global-kb-spacing-sm, 1.5rem);}.kb-row-layout-id2838_d33502-66 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2838_d33502-66 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2838_d33502-66 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:25px;padding-right:30px;padding-bottom:25px;padding-left:30px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2838_d33502-66 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2838_d33502-66 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2838_d33502-66 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2838_d33502-66 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2838_5e7bbd-89 > .kt-inside-inner-col,.kadence-column2838_5e7bbd-89 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2838_5e7bbd-89 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2838_5e7bbd-89 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2838_5e7bbd-89 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2838_5e7bbd-89 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2838_5e7bbd-89{position:relative;}@media all and (max-width: 1024px){.kadence-column2838_5e7bbd-89 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2838_5e7bbd-89 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2838_5e7bbd-89\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2838_f7b599-f4, .wp-block-kadence-advancedheading.kt-adv-heading2838_f7b599-f4[data-kb-block=\"kb-adv-heading2838_f7b599-f4\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2838_f7b599-f4 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2838_f7b599-f4[data-kb-block=\"kb-adv-heading2838_f7b599-f4\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2838_f7b599-f4 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2838_f7b599-f4[data-kb-block=\"kb-adv-heading2838_f7b599-f4\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading2838_f7b599-f4 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2838_f7b599-f4\"><strong>Lower Interest Rate Programs<\/strong><\/h2>\n\n\n\n<p>Government programs can help reduce the interest rates on your mortgage.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Objective:<\/strong> To make homeownership more affordable.<\/li>\n\n\n\n<li><strong>Target Group:<\/strong> First-time buyers or those with low incomes.<\/li>\n\n\n\n<li><strong>Benefit:<\/strong> Lower interest rates mean lower borrowing costs.<\/li>\n<\/ul>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id2838_290440-7d{margin-top:var(--global-kb-spacing-sm, 1.5rem);}.kb-row-layout-id2838_290440-7d > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2838_290440-7d > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2838_290440-7d > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:25px;padding-right:30px;padding-bottom:25px;padding-left:30px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2838_290440-7d > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2838_290440-7d > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2838_290440-7d > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2838_290440-7d alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2838_240a33-6f > .kt-inside-inner-col,.kadence-column2838_240a33-6f > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2838_240a33-6f > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2838_240a33-6f > .kt-inside-inner-col{flex-direction:column;}.kadence-column2838_240a33-6f > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2838_240a33-6f > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2838_240a33-6f{position:relative;}@media all and (max-width: 1024px){.kadence-column2838_240a33-6f > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2838_240a33-6f > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2838_240a33-6f\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2838_f565d7-6b, .wp-block-kadence-advancedheading.kt-adv-heading2838_f565d7-6b[data-kb-block=\"kb-adv-heading2838_f565d7-6b\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2838_f565d7-6b mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2838_f565d7-6b[data-kb-block=\"kb-adv-heading2838_f565d7-6b\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2838_f565d7-6b img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2838_f565d7-6b[data-kb-block=\"kb-adv-heading2838_f565d7-6b\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading2838_f565d7-6b wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2838_f565d7-6b\"><strong>Rural Finance Programs<\/strong><\/h2>\n\n\n\n<p>Living in a rural area? There are special programs to help you too.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Aim:<\/strong> To support those in rural areas with fewer financing options.<\/li>\n\n\n\n<li><strong>Features:<\/strong> Better mortgage terms, like lower interest rates and smaller down payments.<\/li>\n\n\n\n<li><strong>USDA Initiatives:<\/strong> Programs like the Single Family Housing Direct Loan and the Single Family Housing Guaranteed Loan are available.<\/li>\n<\/ul>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id2838_dd8ae3-40{margin-top:var(--global-kb-spacing-sm, 1.5rem);}.kb-row-layout-id2838_dd8ae3-40 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2838_dd8ae3-40 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2838_dd8ae3-40 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:25px;padding-right:30px;padding-bottom:25px;padding-left:30px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2838_dd8ae3-40 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2838_dd8ae3-40 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2838_dd8ae3-40 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2838_dd8ae3-40 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2838_f445b0-39 > .kt-inside-inner-col,.kadence-column2838_f445b0-39 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2838_f445b0-39 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2838_f445b0-39 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2838_f445b0-39 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2838_f445b0-39 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2838_f445b0-39{position:relative;}@media all and (max-width: 1024px){.kadence-column2838_f445b0-39 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2838_f445b0-39 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2838_f445b0-39\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2838_4354ea-ee, .wp-block-kadence-advancedheading.kt-adv-heading2838_4354ea-ee[data-kb-block=\"kb-adv-heading2838_4354ea-ee\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2838_4354ea-ee mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2838_4354ea-ee[data-kb-block=\"kb-adv-heading2838_4354ea-ee\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2838_4354ea-ee img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2838_4354ea-ee[data-kb-block=\"kb-adv-heading2838_4354ea-ee\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading2838_4354ea-ee wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2838_4354ea-ee\"><strong>USDA Rural Development Loans<\/strong><\/h2>\n\n\n\n<p>The USDA offers great opportunities for buying or building a home in rural areas with no money down.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>No money down:<\/strong> Buy or build in eligible rural areas without a down payment.<\/li>\n\n\n\n<li><strong>Moderate income:<\/strong> Your income can&#8217;t exceed 115% of the area&#8217;s median.<\/li>\n\n\n\n<li><strong>Fixed rates:<\/strong> 30-year fixed rates with refinancing options.<\/li>\n\n\n\n<li><strong>Eligibility:<\/strong> Must be a U.S. citizen, non-citizen national, or qualified alien.<\/li>\n<\/ul>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id2838_f2da8b-59{margin-top:var(--global-kb-spacing-xs, 1rem);}.kb-row-layout-id2838_f2da8b-59 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2838_f2da8b-59 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2838_f2da8b-59 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:24px;padding-right:30px;padding-bottom:25px;padding-left:30px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2838_f2da8b-59 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2838_f2da8b-59 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2838_f2da8b-59 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2838_f2da8b-59 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2838_f5302b-5a > .kt-inside-inner-col,.kadence-column2838_f5302b-5a > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2838_f5302b-5a > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2838_f5302b-5a > .kt-inside-inner-col{flex-direction:column;}.kadence-column2838_f5302b-5a > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2838_f5302b-5a > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2838_f5302b-5a{position:relative;}@media all and (max-width: 1024px){.kadence-column2838_f5302b-5a > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2838_f5302b-5a > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2838_f5302b-5a\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2838_1c3876-05, .wp-block-kadence-advancedheading.kt-adv-heading2838_1c3876-05[data-kb-block=\"kb-adv-heading2838_1c3876-05\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2838_1c3876-05 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2838_1c3876-05[data-kb-block=\"kb-adv-heading2838_1c3876-05\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2838_1c3876-05 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2838_1c3876-05[data-kb-block=\"kb-adv-heading2838_1c3876-05\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading2838_1c3876-05 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2838_1c3876-05\"><strong>Grants for Prefab Cedar Homes<\/strong><\/h2>\n\n\n\n<p>Prefabricated homes are cost-effective, but financing can still be tough. Luckily, there are government grants to help.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Affordability:<\/strong> Prefab homes save money, but upfront costs can be high.<\/li>\n\n\n\n<li><strong>Government Aid:<\/strong> Grants can help cover part of the purchase price or pay for essential upgrades.<\/li>\n\n\n\n<li><strong>Eligibility:<\/strong> Varies by location.<\/li>\n<\/ul>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-image2838_c056c9-f7 .kb-image-has-overlay:after{opacity:0.3;}.kb-image2838_c056c9-f7 img.kb-img, .kb-image2838_c056c9-f7 .kb-img img{filter:drop-shadow(0px 0px 14px rgba(0, 0, 0, 0.2));}<\/style>\n<div class=\"wp-block-kadence-image kb-image2838_c056c9-f7\"><figure class=\"aligncenter size-full\"><a href=\"https:\/\/cedardesigns.com\/pdf\/2024-Summer-Custom-Homes-Magazine.pdf\" class=\"kb-advanced-image-link\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" width=\"400\" height=\"515\" src=\"https:\/\/cedardesigns.com\/us-en\/wp-content\/uploads\/2024\/06\/Government-Assistance-Programs-Magazine.jpg\" alt=\"Government Assistance Programs for Home Buying\" class=\"kb-img wp-image-2880\" srcset=\"https:\/\/cedardesigns.com\/us-en\/wp-content\/uploads\/2024\/06\/Government-Assistance-Programs-Magazine.jpg 400w, https:\/\/cedardesigns.com\/us-en\/wp-content\/uploads\/2024\/06\/Government-Assistance-Programs-Magazine-233x300.jpg 233w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/><\/a><\/figure><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2838_9e1001-90, .wp-block-kadence-advancedheading.kt-adv-heading2838_9e1001-90[data-kb-block=\"kb-adv-heading2838_9e1001-90\"]{text-align:center;font-size:var(--global-kb-font-size-md, 1.25rem);font-style:normal;color:#f56404;}.wp-block-kadence-advancedheading.kt-adv-heading2838_9e1001-90[data-kb-block=\"kb-adv-heading2838_9e1001-90\"]{display:flex;gap:0.25em;justify-content:center;align-items:center;}.wp-block-kadence-advancedheading.kt-adv-heading2838_9e1001-90[data-kb-block=\"kb-adv-heading2838_9e1001-90\"] .kb-adv-heading-icon svg{width:1em;height:1em;}.wp-block-kadence-advancedheading.kt-adv-heading2838_9e1001-90[data-kb-block=\"kb-adv-heading2838_9e1001-90\"] .kb-adv-heading-icon{color:#f56404;}.wp-block-kadence-advancedheading.kt-adv-heading2838_9e1001-90[data-kb-block=\"kb-adv-heading2838_9e1001-90\"]:hover .kb-adv-heading-icon{color:var(--global-palette1, #3182CE);}.wp-block-kadence-advancedheading.kt-adv-heading2838_9e1001-90 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2838_9e1001-90[data-kb-block=\"kb-adv-heading2838_9e1001-90\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2838_9e1001-90 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2838_9e1001-90[data-kb-block=\"kb-adv-heading2838_9e1001-90\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style><h3 class=\"kt-adv-heading2838_9e1001-90 wp-block-kadence-advancedheading kt-adv-heading-has-icon\" data-kb-block=\"kb-adv-heading2838_9e1001-90\"><span class=\"kb-adv-text-inner\"><a href=\"https:\/\/cedardesigns.com\/pdf\/2024-Summer-Custom-Homes-Magazine.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Custom Homes Magazine<\/a><\/span><span class=\"kb-svg-icon-wrap kb-adv-heading-icon kb-svg-icon-fe_arrowRightCircle kb-adv-heading-icon-side-right\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><polyline points=\"12 16 16 12 12 8\"\/><line x1=\"8\" y1=\"12\" x2=\"16\" y2=\"12\"\/><\/svg><\/span><\/h3>\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id2838_610edb-d4{margin-top:var(--global-kb-spacing-sm, 1.5rem);}.kb-row-layout-id2838_610edb-d4 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2838_610edb-d4 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2838_610edb-d4 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-right:30px;padding-bottom:25px;padding-left:30px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2838_610edb-d4 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2838_610edb-d4 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2838_610edb-d4 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2838_610edb-d4 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2838_760639-fd > .kt-inside-inner-col,.kadence-column2838_760639-fd > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2838_760639-fd > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2838_760639-fd > .kt-inside-inner-col{flex-direction:column;}.kadence-column2838_760639-fd > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2838_760639-fd > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2838_760639-fd{position:relative;}@media all and (max-width: 1024px){.kadence-column2838_760639-fd > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2838_760639-fd > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2838_760639-fd\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2838_61d663-47, .wp-block-kadence-advancedheading.kt-adv-heading2838_61d663-47[data-kb-block=\"kb-adv-heading2838_61d663-47\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2838_61d663-47 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2838_61d663-47[data-kb-block=\"kb-adv-heading2838_61d663-47\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2838_61d663-47 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2838_61d663-47[data-kb-block=\"kb-adv-heading2838_61d663-47\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading2838_61d663-47 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2838_61d663-47\"><strong>VA Home Loans for Military Members and Veterans<\/strong><\/h2>\n\n\n\n<p>If you\u2019re in the military, a veteran, or a surviving spouse, VA home loans offer amazing benefits.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>No down payment:<\/strong> No need for a down payment.<\/li>\n\n\n\n<li><strong>Competitive interest rates:<\/strong> Enjoy lower rates.<\/li>\n\n\n\n<li><strong>Limited closing costs:<\/strong> Keep more money in your pocket.<\/li>\n\n\n\n<li><strong>No PMI:<\/strong> Avoid private mortgage insurance costs.<\/li>\n<\/ul>\n\n\n\n<p>These loans can be used to buy a home, refinance to access home equity, or lower monthly payments with an Interest Rate Reduction Refinance Loan (IRRRL). The Native American Direct Loan (NADL) program offers even better terms for eligible Native American veterans on Federal Trust Land.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id2838_a961ea-73 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2838_a961ea-73 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2838_a961ea-73 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:25px;padding-right:30px;padding-bottom:25px;padding-left:30px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2838_a961ea-73 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2838_a961ea-73 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2838_a961ea-73 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2838_a961ea-73 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2838_88deb2-d3 > .kt-inside-inner-col,.kadence-column2838_88deb2-d3 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2838_88deb2-d3 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2838_88deb2-d3 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2838_88deb2-d3 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2838_88deb2-d3 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2838_88deb2-d3{position:relative;}@media all and (max-width: 1024px){.kadence-column2838_88deb2-d3 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2838_88deb2-d3 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2838_88deb2-d3\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2838_14cc0f-e9, .wp-block-kadence-advancedheading.kt-adv-heading2838_14cc0f-e9[data-kb-block=\"kb-adv-heading2838_14cc0f-e9\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2838_14cc0f-e9 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2838_14cc0f-e9[data-kb-block=\"kb-adv-heading2838_14cc0f-e9\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2838_14cc0f-e9 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2838_14cc0f-e9[data-kb-block=\"kb-adv-heading2838_14cc0f-e9\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading2838_14cc0f-e9 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2838_14cc0f-e9\"><strong>Construction-to-Permanent Loans<\/strong><\/h2>\n\n\n\n<p>For those wanting to build, the USDA\u2019s Combination Construction-to-Permanent Loan Program is a great option.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Single-close loans:<\/strong> Streamlines the process, reducing risks for lenders and builders.<\/li>\n\n\n\n<li><strong>100% financing:<\/strong> Covers the full value of the home and land with no money down.<\/li>\n\n\n\n<li><strong>Flexible funding:<\/strong> Use loan funds for land, construction, and other expenses.<\/li>\n<\/ul>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id2838_53b96c-17 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2838_53b96c-17 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2838_53b96c-17 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:25px;padding-right:30px;padding-bottom:25px;padding-left:30px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2838_53b96c-17 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2838_53b96c-17 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2838_53b96c-17 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2838_53b96c-17 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2838_ea7e3f-10 > .kt-inside-inner-col,.kadence-column2838_ea7e3f-10 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2838_ea7e3f-10 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2838_ea7e3f-10 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2838_ea7e3f-10 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2838_ea7e3f-10 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2838_ea7e3f-10{position:relative;}@media all and (max-width: 1024px){.kadence-column2838_ea7e3f-10 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2838_ea7e3f-10 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2838_ea7e3f-10\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2838_dbed1a-77, .wp-block-kadence-advancedheading.kt-adv-heading2838_dbed1a-77[data-kb-block=\"kb-adv-heading2838_dbed1a-77\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2838_dbed1a-77 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2838_dbed1a-77[data-kb-block=\"kb-adv-heading2838_dbed1a-77\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2838_dbed1a-77 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2838_dbed1a-77[data-kb-block=\"kb-adv-heading2838_dbed1a-77\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading2838_dbed1a-77 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2838_dbed1a-77\"><strong>Cash-Out Refinance Loans<\/strong><\/h2>\n\n\n\n<p>Need extra cash? A VA-backed cash-out refinance loan can help you tap into your home equity.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Use funds for:<\/strong> Paying off debt, funding education, or home improvements.<\/li>\n\n\n\n<li><strong>Replace your current loan:<\/strong> Get new terms that work better for you.<\/li>\n<\/ul>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id2838_9cddd5-c1 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2838_9cddd5-c1 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2838_9cddd5-c1 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:25px;padding-right:30px;padding-bottom:25px;padding-left:30px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2838_9cddd5-c1 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2838_9cddd5-c1 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2838_9cddd5-c1 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2838_9cddd5-c1 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2838_0084a7-91 > .kt-inside-inner-col,.kadence-column2838_0084a7-91 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2838_0084a7-91 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2838_0084a7-91 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2838_0084a7-91 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2838_0084a7-91 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2838_0084a7-91{position:relative;}@media all and (max-width: 1024px){.kadence-column2838_0084a7-91 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2838_0084a7-91 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2838_0084a7-91\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2838_73d05b-3a, .wp-block-kadence-advancedheading.kt-adv-heading2838_73d05b-3a[data-kb-block=\"kb-adv-heading2838_73d05b-3a\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2838_73d05b-3a mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2838_73d05b-3a[data-kb-block=\"kb-adv-heading2838_73d05b-3a\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2838_73d05b-3a img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2838_73d05b-3a[data-kb-block=\"kb-adv-heading2838_73d05b-3a\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading2838_73d05b-3a wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2838_73d05b-3a\"><strong>Native American Direct Loan (NADL) Program<\/strong><\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2838_18c5e4-0b, .wp-block-kadence-advancedheading.kt-adv-heading2838_18c5e4-0b[data-kb-block=\"kb-adv-heading2838_18c5e4-0b\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2838_18c5e4-0b mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2838_18c5e4-0b[data-kb-block=\"kb-adv-heading2838_18c5e4-0b\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2838_18c5e4-0b img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2838_18c5e4-0b[data-kb-block=\"kb-adv-heading2838_18c5e4-0b\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2838_18c5e4-0b wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2838_18c5e4-0b\">This program helps eligible Native American veterans buy, build, or improve homes on Federal Trust Land with better terms than most private loans.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id2838_ea0978-be > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2838_ea0978-be > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2838_ea0978-be > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:25px;padding-right:30px;padding-bottom:25px;padding-left:30px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2838_ea0978-be > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2838_ea0978-be > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2838_ea0978-be > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2838_ea0978-be alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2838_c44384-62 > .kt-inside-inner-col,.kadence-column2838_c44384-62 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2838_c44384-62 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2838_c44384-62 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2838_c44384-62 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2838_c44384-62 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2838_c44384-62{position:relative;}@media all and (max-width: 1024px){.kadence-column2838_c44384-62 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2838_c44384-62 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2838_c44384-62\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2838_44b314-25, .wp-block-kadence-advancedheading.kt-adv-heading2838_44b314-25[data-kb-block=\"kb-adv-heading2838_44b314-25\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2838_44b314-25 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2838_44b314-25[data-kb-block=\"kb-adv-heading2838_44b314-25\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2838_44b314-25 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2838_44b314-25[data-kb-block=\"kb-adv-heading2838_44b314-25\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading2838_44b314-25 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2838_44b314-25\"><strong>Adapted Housing Grants<\/strong><\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2838_acf406-6f, .wp-block-kadence-advancedheading.kt-adv-heading2838_acf406-6f[data-kb-block=\"kb-adv-heading2838_acf406-6f\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2838_acf406-6f mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2838_acf406-6f[data-kb-block=\"kb-adv-heading2838_acf406-6f\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2838_acf406-6f img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2838_acf406-6f[data-kb-block=\"kb-adv-heading2838_acf406-6f\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2838_acf406-6f wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2838_acf406-6f\">For veterans with service-connected disabilities, adapted housing grants can help modify or buy a home that meets their needs.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id2838_1d7518-c9 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2838_1d7518-c9 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2838_1d7518-c9 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:25px;padding-right:30px;padding-bottom:25px;padding-left:30px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2838_1d7518-c9 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2838_1d7518-c9 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2838_1d7518-c9 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2838_1d7518-c9 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2838_b5e6c3-de > .kt-inside-inner-col,.kadence-column2838_b5e6c3-de > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2838_b5e6c3-de > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2838_b5e6c3-de > .kt-inside-inner-col{flex-direction:column;}.kadence-column2838_b5e6c3-de > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2838_b5e6c3-de > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2838_b5e6c3-de{position:relative;}@media all and (max-width: 1024px){.kadence-column2838_b5e6c3-de > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2838_b5e6c3-de > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2838_b5e6c3-de\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2838_24c642-aa, .wp-block-kadence-advancedheading.kt-adv-heading2838_24c642-aa[data-kb-block=\"kb-adv-heading2838_24c642-aa\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2838_24c642-aa mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2838_24c642-aa[data-kb-block=\"kb-adv-heading2838_24c642-aa\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2838_24c642-aa img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2838_24c642-aa[data-kb-block=\"kb-adv-heading2838_24c642-aa\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading2838_24c642-aa wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2838_24c642-aa\"><strong>State Resources<\/strong><\/h2>\n\n\n\n<p>Many states offer additional help, such as property tax reductions for veterans.<\/p>\n\n\n\n<p><strong>Navigating Government Finance Programs<br><\/strong>Exploring these programs requires thorough research into the requirements and application processes. Seek advice from housing counselors or financial advisors to help you navigate these options effectively. They can provide the guidance you need to take full advantage of the resources available and make your cedar home dream come true.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" style=\"margin-top:0px;margin-bottom:0px\"\/>\n\n\n\n<h1 class=\"wp-block-heading has-text-align-center has-theme-palette-2-color has-text-color has-link-color wp-elements-c146ca8848b34a82d4e0e17515465756\" id=\"skip-to-h1\">Government Home Buying Assistance<\/h1>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"https:\/\/www.usa.gov\/buying-home-programs\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Programs that make it easier to purchase a home<\/strong><\/a>.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" style=\"margin-top:var(--wp--preset--spacing--80);margin-bottom:var(--wp--preset--spacing--80)\"\/>\n<\/div><\/div>\n\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Government Assistance Programs For Home Buying &#8220;Discover how government programs can make owning a cedar home a reality.Explore grants, loans, and special financing options for first-time buyers, rural residents, and military personnel. No down payment required!\u201d Government Assistance Programs for Home Buying Government assistance can significantly support your dream of owning a cedar home. Numerous&#8230;<\/p>\n","protected":false},"author":1,"featured_media":2840,"comment_status":"open","ping_status":"closed","sticky":true,"template":"","format":"standard","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"hide","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"hide","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[15,4],"tags":[],"class_list":["post-2838","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cedar-homes","category-video"],"_links":{"self":[{"href":"https:\/\/cedardesigns.com\/us-en\/wp-json\/wp\/v2\/posts\/2838","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cedardesigns.com\/us-en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cedardesigns.com\/us-en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cedardesigns.com\/us-en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cedardesigns.com\/us-en\/wp-json\/wp\/v2\/comments?post=2838"}],"version-history":[{"count":33,"href":"https:\/\/cedardesigns.com\/us-en\/wp-json\/wp\/v2\/posts\/2838\/revisions"}],"predecessor-version":[{"id":2948,"href":"https:\/\/cedardesigns.com\/us-en\/wp-json\/wp\/v2\/posts\/2838\/revisions\/2948"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cedardesigns.com\/us-en\/wp-json\/wp\/v2\/media\/2840"}],"wp:attachment":[{"href":"https:\/\/cedardesigns.com\/us-en\/wp-json\/wp\/v2\/media?parent=2838"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cedardesigns.com\/us-en\/wp-json\/wp\/v2\/categories?post=2838"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cedardesigns.com\/us-en\/wp-json\/wp\/v2\/tags?post=2838"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}